> ## Documentation Index > Fetch the complete documentation index at: https://docs.morrowly.app/llms.txt > Use this file to discover all available pages before exploring further. # 전세 vs 월세 vs 매수(저장 안 함) > 권한 없이 어느 토큰으로나 부릅니다. ## OpenAPI ````yaml /openapi.json post /v1/simulate/rent-vs-buy openapi: 3.1.0 info: title: OpenAPI definition version: v0 servers: - url: https://api.morrowly.app security: - token: [] paths: /v1/simulate/rent-vs-buy: post: tags: - simulate summary: 전세 vs 월세 vs 매수(저장 안 함) description: 권한 없이 어느 토큰으로나 부릅니다. operationId: simulateRentVsBuy requestBody: content: application/json: schema: $ref: '#/components/schemas/RentVsBuyRequest' required: true responses: '200': content: '*/*': schema: $ref: '#/components/schemas/ApiResponseRentVsBuy' description: OK '401': description: 토큰이 없거나 틀리거나 만료됨(본문 없음) components: schemas: RentVsBuyRequest: properties: event: format: int32 type: integer jeonse: format: int64 type: integer jeonseLoan: format: int64 type: integer monthlyRent: format: int64 type: integer plan: $ref: '#/components/schemas/SimulateRequest' rentDeposit: format: int64 type: integer required: - event - jeonse - jeonseLoan - monthlyRent - plan - rentDeposit type: object ApiResponseRentVsBuy: properties: data: oneOf: - $ref: '#/components/schemas/RentVsBuy' - type: 'null' error: oneOf: - $ref: '#/components/schemas/ErrorMessage' - type: 'null' result: $ref: '#/components/schemas/ResultType' required: - data - error - result type: object SimulateRequest: properties: assets: items: $ref: '#/components/schemas/Asset' type: array assumptions: $ref: '#/components/schemas/Assumptions' birthMonth: type: string cash: format: int64 type: integer cashFlows: items: $ref: '#/components/schemas/CashFlow' type: array dependents: items: $ref: '#/components/schemas/Dependent' type: array events: items: $ref: '#/components/schemas/EventRequest' type: array liabilities: items: $ref: '#/components/schemas/Liability' type: array months: format: int32 type: integer startMonth: type: string required: - assets - assumptions - birthMonth - cash - cashFlows - dependents - events - liabilities - months - startMonth type: object RentVsBuy: properties: buy: $ref: '#/components/schemas/Tenure' jeonse: $ref: '#/components/schemas/Tenure' rent: $ref: '#/components/schemas/Tenure' required: - buy - jeonse - rent type: object ErrorMessage: properties: code: type: string data: {} message: type: string required: - code - data - message type: object ResultType: enum: - SUCCESS - ERROR type: string Asset: properties: acquiredAt: type: - string - 'null' acquisitionPrice: format: int64 type: - integer - 'null' annualRate: format: double type: - number - 'null' dividendYield: format: double type: - number - 'null' id: type: string investmentTax: $ref: '#/components/schemas/InvestmentTax' monthlyContribution: format: int64 type: - integer - 'null' name: type: string owner: $ref: '#/components/schemas/Owner' payoutStartAge: format: int32 type: - integer - 'null' payoutYears: format: int32 type: - integer - 'null' region: type: - string - 'null' serviceYears: format: int32 type: - integer - 'null' type: $ref: '#/components/schemas/AssetType' value: format: int64 type: integer required: - acquiredAt - acquisitionPrice - annualRate - dividendYield - id - investmentTax - monthlyContribution - name - owner - payoutStartAge - payoutYears - region - serviceYears - type - value type: object Assumptions: properties: capLoans: type: boolean cashFloor: format: int64 type: integer cashReturn: format: double type: number childDependent: type: boolean contributions: items: $ref: '#/components/schemas/Contribution' type: array dividendYield: format: double type: number harvestGains: type: boolean incomeGrowth: format: double type: number inflation: format: double type: number investmentReturn: format: double type: number prepayDebt: type: boolean realEstateGrowth: format: double type: number safeWithdrawalRate: format: double type: number surplusTargetAssetId: type: - string - 'null' withdrawalOrder: $ref: '#/components/schemas/WithdrawalOrder' required: - capLoans - cashFloor - cashReturn - childDependent - contributions - dividendYield - harvestGains - incomeGrowth - inflation - investmentReturn - prepayDebt - realEstateGrowth - safeWithdrawalRate - surplusTargetAssetId - withdrawalOrder type: object CashFlow: properties: annualGrowth: format: double type: - number - 'null' end: type: - string - 'null' expenseKind: oneOf: - $ref: '#/components/schemas/ExpenseKind' - type: 'null' expenseRate: format: double type: - number - 'null' id: type: string incomeKind: $ref: '#/components/schemas/IncomeKind' monthlyAmount: format: int64 type: integer name: type: string owner: $ref: '#/components/schemas/Owner' start: type: string type: $ref: '#/components/schemas/FlowType' required: - annualGrowth - end - expenseKind - expenseRate - id - incomeKind - monthlyAmount - name - owner - start - type type: object Dependent: properties: birthMonth: type: - string - 'null' id: type: string kind: $ref: '#/components/schemas/DependentKind' name: type: string required: - birthMonth - id - kind - name type: object EventRequest: properties: amount: format: int64 type: - integer - 'null' asset: oneOf: - $ref: '#/components/schemas/Asset' - type: 'null' assetId: type: - string - 'null' at: type: string cashFlowId: type: - string - 'null' cost: format: int64 type: - integer - 'null' firstHome: type: - boolean - 'null' liabilityId: type: - string - 'null' loan: oneOf: - $ref: '#/components/schemas/Liability' - type: 'null' marriageOrBirth: type: - boolean - 'null' monthlyAmount: format: int64 type: - integer - 'null' name: type: - string - 'null' payOffLiabilityId: type: - string - 'null' policyLoan: oneOf: - $ref: '#/components/schemas/PolicyLoan' - type: 'null' rate: format: double type: - number - 'null' recipient: type: - string - 'null' relation: oneOf: - $ref: '#/components/schemas/GiftRelation' - type: 'null' serviceYears: format: int32 type: - integer - 'null' toAssetId: type: - string - 'null' type: type: string who: oneOf: - $ref: '#/components/schemas/Owner' - type: 'null' required: - amount - asset - assetId - at - cashFlowId - cost - firstHome - liabilityId - loan - marriageOrBirth - monthlyAmount - name - payOffLiabilityId - policyLoan - rate - recipient - relation - serviceYears - toAssetId - type - who type: object Liability: properties: annualRate: format: double type: number id: type: string interestDeduction: type: boolean name: type: string owner: $ref: '#/components/schemas/Owner' principal: format: int64 type: integer remainingMonths: format: int32 type: integer repayment: $ref: '#/components/schemas/Repayment' required: - annualRate - id - interestDeduction - name - owner - principal - remainingMonths - repayment type: object Tenure: properties: months: items: $ref: '#/components/schemas/TenureMonth' type: array summary: $ref: '#/components/schemas/Summary' required: - months - summary type: object InvestmentTax: enum: - DOMESTIC_STOCK - FOREIGN_STOCK - INTEREST - TAX_FREE - OTHER_ETF - HIGH_DIVIDEND - ISA type: string Owner: enum: - SELF - SPOUSE - JOINT type: string AssetType: enum: - INVESTMENT - REAL_ESTATE - VEHICLE - PENSION_ACCOUNT - DEPOSIT - RETIREMENT_PENSION type: string Contribution: properties: assetId: type: string monthlyAmount: format: int64 type: integer until: type: - string - 'null' untilRetirement: type: boolean required: - assetId - monthlyAmount - until - untilRetirement type: object WithdrawalOrder: enum: - PROPORTIONAL - TAXABLE_FIRST - TAX_FREE_FIRST type: string ExpenseKind: enum: - RENT - DONATION type: string IncomeKind: enum: - NET - SALARY - PUBLIC_PENSION - BUSINESS type: string FlowType: enum: - INCOME - EXPENSE type: string DependentKind: enum: - SPOUSE - CHILD - PARENT type: string PolicyLoan: enum: - DIDIMDOL - NEWBORN - BOGEUMJARI type: string GiftRelation: enum: - SPOUSE - ADULT_CHILD - MINOR_CHILD type: string Repayment: enum: - ANNUITY - EQUAL_PRINCIPAL - BULLET - DEPOSIT type: string TenureMonth: properties: age: format: int32 type: integer cash: format: int64 type: integer month: type: string netWorth: format: int64 type: integer shortfall: type: boolean required: - age - cash - month - netWorth - shortfall type: object Summary: properties: estate: $ref: '#/components/schemas/EstateScenario' fiAge: format: int32 type: - integer - 'null' finalNetWorth: format: int64 type: integer firstShortfallMonth: type: - string - 'null' liquidByAge: additionalProperties: format: int64 type: integer type: object minCash: format: int64 type: integer netWorthByAge: additionalProperties: format: int64 type: integer type: object retirementNetWorth: format: int64 type: - integer - 'null' spendingAfter: format: int64 type: - integer - 'null' spendingBefore: format: int64 type: - integer - 'null' required: - estate - fiAge - finalNetWorth - firstShortfallMonth - liquidByAge - minCash - netWorthByAge - retirementNetWorth - spendingAfter - spendingBefore type: object EstateScenario: properties: age: format: int32 type: integer charity: format: int64 type: integer charityShare: format: double type: number first: $ref: '#/components/schemas/EstateSummary' legalSpouseShare: format: double type: number month: type: string netWorth: format: int64 type: integer ownership: format: double type: number second: oneOf: - $ref: '#/components/schemas/EstateSummary' - type: 'null' spouseShare: format: double type: number tax: format: int64 type: integer toHeirs: format: int64 type: integer required: - age - charity - charityShare - first - legalSpouseShare - month - netWorth - ownership - second - spouseShare - tax - toHeirs type: object EstateSummary: properties: charity: format: int64 type: integer financial: format: int64 type: integer financialDeduction: format: int64 type: integer giftsAdded: format: int64 type: integer gross: format: int64 type: integer personalDeduction: format: int64 type: integer spouseDeduction: format: int64 type: integer tax: format: int64 type: integer taxable: format: int64 type: integer required: - charity - financial - financialDeduction - giftsAdded - gross - personalDeduction - spouseDeduction - tax - taxable type: object securitySchemes: token: scheme: bearer type: http ```` This documentation is built and hosted on [Mintlify](https://mintlify.com), a developer documentation platform.